From real reports
Common opening lines you'll hear
“Get up to 50% off your auto insurance — speak to an agent now.”
“Open enrollment is ending soon — confirm your details to enroll today.”
“Your home insurance qualifies you for a discounted policy.”
Take action
What to do if you've been targeted
- 1
Compare quotes through a known broker or directly with insurers, not through cold callers.
- 2
Never provide SSN or driver license over the phone to an unsolicited caller.
- 3
Block and report the number.
Common questions
FAQ
How does CallerScoop classify a number as insurance spam?
We aggregate signals from FTC Do Not Call complaints, FCC consumer complaint data, and verified user reports. When multiple independent reporters describe a number with consistent script details, our scoring engine elevates the risk score and tags the dominant category.
Why does the caller ID show a number I trust?
Caller ID is trivial to spoof. Scammers can display any number — including a real bank or government line — to make the call look authentic. Treat caller ID as unverified, especially when the call demands urgent action.
How do I report a number I received?
Use our report form — it takes 30 seconds and helps protect others. For larger losses, also file with the FTC at reportfraud.ftc.gov and (if you lost more than $500) with the FBI IC3 at ic3.gov.
Got a insurance spam call?
Adding a report — even a short one — helps the next person recognize this scam in real time.